Loan Products

Freedom Loans provides a range of loan products to cater to all situations - including products to suit clients who lie outside the traditional lending square.

Line of credit loans: Line of credit loans are well-suited to investors and renovators. A line of credit loan can also reduce the time it takes to pay off your mortgage.

Offset loans: Offset loans are useful for people who earn relatively large commissions or have an irregular income.

No-frills loans: "No frills loans" or standard home loans tend to offer the lowest interest rates, but may be less flexible than other types of loan.

Combination or split loans: Combination loans offer you the option of spliting your loan into fixed interest and variable interest portions. This offers you more flexiblility while also giving you the security of a fixed rate.

Fixed rate loans: Fixed rate loans give you the security of knowing that your interest payments will remain constant for an agreed period regardless of wider interest rate fluctuations.

Low doc loans: Low doc or "Low Document Loans" are highly suited to the self-employed or other people who may find it hard to substantiate their income.