Bad Credit?

People endure "moments of crisis", such as unemployment, illness, injuries and even forgetfulness and fail to pay a bill.

At Freedom Loans we understand that these things happen to the best of us and that's why we specialise in providing loans to credit impaired people.

• Our loans give you the chance to clean up your credit.
• Consolidate all your bills into one, low monthly payment.
• Get relief from the harassing calls of creditors.
• Need extra cash? Bad credit home loans give you what you need for home improvements, back child support, late payments, or a much-needed holiday.
• A loan can even give you the leverage you need to avoid bankruptcy.
• We can even assist you by negotiating lower payouts on your outstanding defaults.
• Unpaid tax bills paid out from loan proceeds.
• Separating/divorce settlements.

 

Product features and options may include:

• Interest rates as low as 8.7%
• Available to people unable to prove income
• Redraw facilities
• Variable and fixed rate options
• No lender's mortgage insurance
• Cashout options
• Remote locations always considered by our panel of specialist lenders

How to find out more

Complete an instant loan application for a rapid response or use our FREE credit report service to find out what's in your credit report.

Did you know?

• 20,000 Australians declare themselves bankrupt every year.
• Under the law, a bad credit report can be created for a debt as low as $20.
• Consumer groups have identified inaccuracies in credit reports of over 10%.
• 30% of credit reports contained defaults inaccurately listed as unpaid.
• In the last six months applications for bad credit loans have increased by 44%