Bad Credit Loans specialist

Most banks and lenders have slammed the door on customers with impaired credit. Not Freedom Loans - we can still help you get the funds you need to move on with your life.

People endure "moments of crisis", such as unemployment, illness, injuries and even forgetfulness and fail to pay a bill.

At Freedom Loans we understand that these things happen to the best of us and we are able to offer more options to credit impaired borrowers than many other brokers.

• Our loans give you the chance to clean up your credit.
• Consolidate all your loans into one, low monthly payment.
• Enable you to get funds now, despite a few previous stains on your credit record.
• Get relief from the harassing calls of creditors.
• Need extra cash? Bad credit home loans give you what you need for home improvements, back child support, late payments, or a much-needed holiday.
• A loan can even give you the leverage you need to avoid bankruptcy.
• We can even assist you by negotiating lower payouts on your outstanding defaults.
• Unpaid tax bills paid out from loan proceeds.
• Separating/divorce settlements.

Product features and options may include:

• Interest rates as low as 6.34%
• Available to people unable to prove income
• Redraw facilities
• Variable and fixed rate options
• No lender's mortgage insurance
• Cashout options
• Remote locations always considered by our panel of specialist lenders

How to find out more

Complete an instant loan application for a rapid response or use our FREE credit report service to find out what's in your credit report.

Did you know?

• 20,000 Australians declare themselves bankrupt every year.
• Under the law, a bad credit report can be created for a debt as low as $20.
• Consumer groups have identified inaccuracies in credit reports of over 10%.
• 30% of credit reports contained defaults inaccurately listed as unpaid.
• In the last six months applications for bad credit loans have increased by 44%