Bad Credit?

People endure "moments of crisis", such as unemployment, illness, injuries and even forgetfulness and fail to pay a bill.

At Freedom Loans we understand that these things happen to the best of us and that's why we specialise in providing loans to credit impaired people.

  • Our loans give you the chance to clean up your credit.
  • Consolidate all your bills into one, low monthly payment.
  • Get relief from the harassing calls of creditors.
  • Need extra cash? Bad credit home loans give you what you need for home improvements, back child support, late payments, or a much-needed holiday.
  • A loan can even give you the leverage you need to avoid bankruptcy.
  • We can even assist you by negotiating lower payouts on your outstanding defaults.
  • Unpaid tax bills paid out from loan proceeds.
  • Separating/divorce settlements.

 

Product features and options may include:

  • Interest rates as low as 8.7%
  • Available to people unable to prove income
  • Redraw facilities
  • Variable and fixed rate options
  • No lender's mortgage insurance
  • Cashout options
  • Remote locations always considered by our panel of specialist lenders

How to find out more

Complete an instant loan application for a rapid response or use our FREE credit report service to find out what's in your credit report.

Did you know?

  • 20,000 Australians declare themselves bankrupt every year.
  • Under the law, a bad credit report can be created for a debt as low as $20.
  • Consumer groups have identified inaccuracies in credit reports of over 10%.
  • 30% of credit reports contained defaults inaccurately listed as unpaid.
  • In the last six months applications for bad credit loans have increased by 44%